Because of the new technology utilized by LoanMagic, the application uses more memory than traditional software applications. On average, LoanMagic requires a PC with at least a Pentium II processor with 128 MB (256 MB recommended) of RAM and 100 MB of hard disk space.

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No. LoanMagic incorporates a technology, Java Web Start, which automatically checks the LoanMagic server for new application files. If present, all new files are automatically downloaded and the system is updated.

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No. LoanMagic is a stand-alone application that utilizes the Internet and Web for certain tasks (credit, updates, etc). However, all data is automatically synchronized with the LoanMagic server. This enables the user to use LoanMagic in a fully disconnected manner (ie, realtors office, borrowers home, etc).

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LoanMagic automatically synchronizes all user data (Contacts, Leads, etc) and calendar to the LoanMagic server. This enables the user to have multiple copies of LoanMagic (office, home, laptop) and the data is automatically synchronized between the copies. It also functions as a data backup.

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To view the subscription fee associated with LoanMagic, click here. This fee includes software updates and free, unlimited training. There are no contracts and the subscription may be canceled at any time.

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Your monthly subscription entitles you to install LoanMagic on an unlimited number of PCs. Your LoanMagic data is synchronized between each computer. LoanMagic can be downloaded and installed here.

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Disable any anti-virus and internet security software that may be running on your computer and install LoanMagic again. Programs such as Norton Anti-Virus, Norton Internet Security, Zone Alarm and Windows Firewall may interfere with LoanMagic setup and installation if not properly configured.

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To view a comprehensive comparison matrix, click here.

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DSI has implemented the most current industry security measures to protect customer data. For a detailed description of those security measures, as well as a description of DSI's handling for nonpublic personal information, click here.

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When contact data is synchronized with the LoanMagic server, all phone numbers are instantly cross-referenced with the most current National Do-Not-Call list. Contacts whose phone numbers exist in the National Do-Not-Call list are displayed in red, once the contact is opened.

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1. Remove all LoanMagic icons from your desktop.
2. Open the Windows Control Panel and double-click the Java icon.
3. In the Java Control Panel tab titled 'General,' click the Delete Files... button located beneath 'Temporary Internet Files.'
4. Check all options, in the Temporary Internet Files dialog window, and click OK.
5. Click here to launch LoanMagic.
6. Once the application starts, LoanMagic will automatically place a shortcut on your desktop or prompt you to add a new one.

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Yes. LoanMagic can import your Calyx Point data. To do so, follow these steps:

1. From the LoanMagic menu, select Import And Export... -> Import From Loan Origination System and click Next.
2. Select Calyx Point and click Next.
3. Select all the files that you wish to import into LoanMagic and click Import.

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Yes. LoanMagic can export your data from LoanMagic directly into Calyx Point. To do so, follow these steps:

1. From the LoanMagic menu, select the Import And Export... -> Export to Loan Origination System and click Next.
2. Select Calyx Point and click Next.
3. Select the file that you wish to export into Calyx Point and click Export.

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Yes. Using the Data Exchange Wizard you can quickly import your Excel file. LoanMagic will import each row in the Excel file as long as the first row has valid column names (see table below) and the data is in the proper format. For example, a column name of Name or Contact could be used to represent the borrower/contact's name.

Contact	First Name Joe Last Name Borrower Mailing Street 1 Main Street Mailing City Austin Mailing State TX Mailing Zip 01028 or 01028-1234 Mailing Zip 1234 Home Phone (412) 333 - 2334 or 4123332334 Work Phone (412) 333 - 2334 or 4123332334 Fax (412) 333 - 2334 or 4123332334 Cell Phone (412) 333 - 2334 or 4123332334 Birthday 05/18/1972 Email joe@yahoo.com Home Street 1 Main Street Home City Austin Home State TX Home Zip Code 78735 Borrower SSN 456564455 or 456-56-4455 Co-Borrower Name Suzy Borrower Co-Borrower SSN 456564455 or 456-56-4455 Co-Borrower Birthdate 456564455 or 456-56-4455 Co-Borrower Phone (412) 333 - 2334 or 4123332334 Co-Borrower Fax Phone (412) 333 - 2334 or 4123332334 Co-Borrower Cell Phone (412) 333 - 2334 or 4123332334 Co-Borrower Email suzy@yahoo.com F - Child 1 Name Charlie Child (Supports Child 1 -> 4) F - Child 1 Birth Date 01/01/01 (Supports Child 1 -> 4) Anniversary 01/01/01 Rate Watch Yes or No Referred By Joe Realtor Source Newspaper Referral Type CPA
Property	Property Street Number 1 Property Street 1 Property Street Property City Round Rock Property State TX Property Zip 78755 Property Zip + 4 78755 Property Taxes $100 Property Insurance $50 Property HOA $50 Property Expenses Total $40 (This can be used as the total instead of itemizing taxes, insurance, HOA)
First Loan	Market Value $100,000 or 100000 or 100,000 Sales Price $100,000 or 100000 or 100,000 Loan Purpose Refinance of Purchase Loan Program LoanToolBox ACT! import Values: 1 Month, 1 Year, 10/1, 3/1, 5/1, 7/1, 30/15, 30/7. 30/5, 30 Year Fixed, 20 Year Fixed, 15 Year Fixed. Otherwise can use a DocMagic Plan Code. First Loan Amount $100,000 or 100000 or 100,000 First Loan Rate 8 or 8% First Loan Rate Type (optional) Fixed or ARM or Adjustable or Variable First Loan Term 360 First Loan Payment 733.76 or $733.76 First Loan Start Date 01/01/2001 First Loan PMI $50 First Loan Prepayment Months 60 First Loan Prepayment Date 01/01/2009 First Loan Index 3%, 3 First Loan Margin 1%, 1 First Loan Life Cap 4%, 4
Second Loan	Second Loan Program LoanToolBox ACT! import Values: 1 Month, 1 Year, 10/1, 3/1, 5/1, 7/1, 30/15, 30/7. 30/5, 30 Year Fixed, 20 Year Fixed, 15 Year Fixed. Otherwise can use a DocMagic Plan Code. Second Loan Amount $100,000 or 100000 or 100,000 Second Loan Rate 8 or 8% Second Loan Rate Type (optional) Fixed or ARM or Adjustable or Variable Second Loan Term 360 Second Loan Payment 733.76 or $733.76 Second Loan Start Date 01/01/2001 Second Loan PMI $50 Second Loan Prepayment Months 60 Second Loan Prepayment Date 01/01/2009 Second Loan Index 3%, 3 Second Loan Margin 1%, 1 Second Loan Life Cap 4%, 4 Click here to download a sample Excel Spreadsheet

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1. While in ACT, switch to Contact List View (View -> Contact List menu)
2. Select the Tools -> Export to Excel menu. Excel will open with the contacts in the list in the new excel file.**
3. This excel file can then be saved and imported into LoanMagic using the Data Exchange Wizard.

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The following fields are imported: Name, Birthdate, Anniversary, Home Address, Work Phone, Home Phone, Fax Phone, Home Fax, Web Site, Email Addresses, Company Name, Cell/Mobile Phone, and Categories. The Instant Message and Body are not imported as they are not available in older versions of Outlook.

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LoanMagic will illustrate any type of loan scenario in today's mortgage industry, including fixed, ARM, interest only, HELOC, Neg Am, piggy-backs and more. An unlimited number of scenarios may be prepared and all reports can be instantly emailed to borrowers.

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Because the reports in LoanMagic are highly customizable, the application cannot place proper page breaks into the documents that are to be printed. If you are preparing a very comprehensive report that contains a lot of data, it is recommended that you print to legal-size paper. In most cases, a complete report will fit onto a single sheet of legal-size paper.

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Yes. LoanMagic uses the borrower's marginal tax rate and standard deduction when computing the cost of the loan. If investments are utilized, LoanMagic does take into consideration whether or not the investments have yet to be taxed (ie, savings accounts, mutual funds, etc).

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LoanMagic computes the amortization table for an ARM (the underlying data used in the comparison reports) based on all parameters (ie, Index, Margin, Caps, etc). In addition, LoanMagic can 'project' the index over time to better simulate the ARM behavior in a raising rate market. This powerful tool may be used to illustrate to a borrower how an ARM is favorable, based on historical data for the respective index or the particular index rate, per adjustment, at which an index climbs.

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Yes. LoanMagic can illustrate anything that your borrower would ever want to know regarding extra payments and investment (ie, 401k, mutual funds, etc) analysis. There is no other software available as accurate as LoanMagic.

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On the Impounds/Mortgage Insurance tab for a proposal, select "Broker Paid" from the dropdown box under Seller Contribution. Then enter the fixed amount and/or % for contribution. The system will automatically apply this to the cash from/to borrower.

If you want to show your entire yield spread premium towards the borrower's closing costs, add a Premium of type "Yield Spread Premium". LoanMagic will automatically apply the entire "Yield Spread Premium" to the cash from/to borrower.

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1. While viewing a report, click the Email Report button on the toolbar.
2. When prompted, fill in the delivery details (To, Subject, Message, etc).
3. Press Send.

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Yes, you may adjust the point size of the font used on reports you create. To adjust the size, within LoanMagic open the Edit Menu, choose Options and click on the Worksheet tab. Enter the font size that you prefer in the '... point font for reports' field located in the second column of the Worksheet options. Recommended point sizes are 7, 8 or 9.

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You may use the Marketing Campaign templates LoanMagic provides or create a completely new campaign by clicking on the New button in the top left corner of the main screen.

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You can market to anyone in your LoanMagic database, this includes your borrower contacts, business partners, closed or pending loans and leads. In the campaign Details screen, just select which recipients you want to include in your campaign. You can further define which specific recipients you want to target with this campaign by using the Filter criteria on the right side of the Details screen.

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You can set up several actions within one campaign. Actions can be a variety of letters, emails or calendar events (phone call).

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The campaign will automatically pick up the new recipients you have just entered into LoanMagic based on the recipient criteria you set up originally in the campaign. The recipient, will then start at Action 1 and go through all the actions from beginning to end within that campaign schedule. The first action will start when the next round of actions trigger you, by a calendar event reminder, to run them based on how the campaign schedule was originally set up. Once a recipient (lead, closed loan, contact, business partner, etc.) has run through the first action, the system will ask you if you want to move those recipients to the next action to be included in the next scheduled action run.

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In the Details screen of the campaign, enter in a Start Date and then click on Frequency to choose how often you want the recurring calendar events to remind you when a campaign action should run.

In addition, within most of the Action screens you have the ability to set a specific time period between actions. At the top right corner of the Action screen you will see Run this action 1 week after the previous action. The fields will allow you to set the number of days, weeks, months or years between actions.

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No, the campaign will trigger calendar event reminders that ask you if you want to run the campaign action now. This gives you full control on what is being sent out to the recipients, allowing you to review and edit, if necessary, the actions that are scheduled to run.

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Within a marketing campaign, at the bottom of the Details screen there is a button with a lock on it. This is used to lock the campaign from changes being made to it and prevent recipients from being added or deleted from the campaign. You will know it is locked because the Recipients and Filters are grayed out and can not be accessed.

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Yes. You can have multiple campaigns running at the same time with recipients in different stages of those campaigns and if you have chosen an overlapping recipient filter criteria, then the campaigns can easily pick up on the same recipients.

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Go to the Contact or Lead record Details screen and (on the right side under Reminder/Marketing) uncheck the box next to Include in Campaigns. This will exclude the contact or lead from being included in any campaign distribution list.

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Yes. Click here to download all html templates. Note: You must extract and save all files into the LoanMagic Templates folder.

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1. Start Microsoft Word.
2. Select Tools -> Macro -> Macros or press Alt+F8.
3. In the Macros dialog window, name the macro "HomeAssetPlan".
4. Select "Normal.dot (global template)" from the Macros in: dropdown.
5. Press Create.
6. The macro will open in the Microsoft Visual Basic Editor. In the panel that displays the code "Sub HomeAssetPlan()...", select all the code that exists there and delete it.
7. Replace the code just deleted with the following (highlight red code below, select edit >- copy, then within Word edit >- paste):

   Sub HomeAssetPlan()
   '
   ' HomeAssetPlan Macro
   ' Macro created 2/19/2008 by roland
   '
    
   'For i = 1 To ActiveDocument.Sections.Count
    
   'If Not ActiveDocument.Sections(i).Headers Is Nothing Then
    
   'For h = 1 To ActiveDocument.Sections(i).Headers.Count
    
   'x = ActiveDocument.Sections(i).Headers(h).Range.Fields.Update()
    
   'Next h
   'End If
   'x = ActiveDocument.Range.Fields.Update()
   'If Not ActiveDocument.Sections(i).Footers Is Nothing Then
    
   'For f = 1 To ActiveDocument.Sections(i).Footers.Count
   'x = ActiveDocument.Sections(i).Footers(f).Range.Fields.Update()
    
   'Next f
    
   'End If
    
   'Next i
    
   Dim doc As Document ' Pointer to Active Document
       Dim wnd As Window ' Pointer to Document's Window
       Dim lngMain As Long ' Main Pane Type Holder
       Dim lngSplit As Long ' Split Type Holder
       Dim lngActPane As Long ' ActivePane Number
       Dim rngStory As Range ' Range Objwct for Looping through Stories
       Dim TOC As TableOfContents ' Table of Contents Object
       Dim TOA As TableOfAuthorities 'Table of Authorities Object
       Dim TOF As TableOfFigures 'Table of Figures Object
       Dim shp As Shape
    
       ' Set Objects
       Set doc = ActiveDocument
       Set wnd = ActiveDocument.ActiveWindow
    
       ' get Active Pane Number
       lngActPane = wnd.ActivePane.Index
    
       ' Hold View Type of Main pane
       lngMain = wnd.Panes(1).View.Type
    
       ' Hold SplitSpecial
       lngSplit = wnd.View.SplitSpecial
    
       ' Get Rid of any split
       wnd.View.SplitSpecial = wdPaneNone
    
       ' Set View to Normal
       wnd.View.Type = wdNormalView
    
       ' Loop through each story in doc to update
       For Each rngStory In doc.StoryRanges
           If rngStory.StoryType = wdCommentsStory Then
               Application.DisplayAlerts = wdAlertsNone
               ' Update fields
               rngStory.Fields.Update
               Application.DisplayAlerts = wdAlertsAll
           Else
              ' Update fields
              rngStory.Fields.Update
           End If
       Next
    
       For Each shp In doc.Shapes
           With shp.TextFrame
               If .HasText Then
                   shp.TextFrame.TextRange.Fields.Update
               End If
           End With
       Next
    
       ' Loop through TOC and update
       For Each TOC In doc.TablesOfContents
           TOC.Update
       Next
    
       ' Loop through TOA and update
       For Each TOA In doc.TablesOfAuthorities
           TOA.Update
       Next
    
       ' Loop through TOF and update
       For Each TOF In doc.TablesOfFigures
           TOF.Update
       Next
    
       ' Return Split to original state
       wnd.View.SplitSpecial = lngSplit
    
       ' Return main pane to original state
       wnd.Panes(1).View.Type = lngMain
    
       ' Active proper pane
       wnd.Panes(lngActPane).Activate
    
       ' Close and release all pointers
       Set wnd = Nothing
       Set doc = Nothing
    
   End Sub

8. Select File >- Save Normal.
9. Select File >- Close and Return to Microsoft Word.

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